Job Details

Commercial Loan Officer IV

A Commercial Loan Officer III provides a full range of CRE lending and banking services to commercial customers. This includes determining credit eligibility, preparing loan narratives, ensuring loans meet appropriate criteria, and effectively cross-selling products. This officer would generate $20 to $30mm of new loan outstandings annually and manage a portfolio of loans between $50mm and $100mm.

What You Will Be Doing

• Active solicitation of new CRE business and growth of new relationships
• Gathering and analyzing CRE due diligence to recommend structure for a credit decision
• Preparing loan presentations for Senior Management
• Assuming full responsibility for quality, completeness and accuracy of all documentation in the loan portfolio.
• Ensuring the CRE loan portfolio is actively managed for covenants, maturities and risk rating recommendations.
• Gaining comprehensive knowledge of all bank products in order to cross sell Retail, Treasury Management and Wealth Management.
• Contributing to Bank's overall management objectives by participating in leadership meetings and supporting bank goals
• Participating in a variety of community-oriented and professional organizations

• Bachelor's degree from a four-year college or university in Finance or a related field.
• Seven or more years related experience and/or training.
• Personal Computer (PC) proficient in Word/Excel required; other Microsoft programs a plus.
• Ability to read, analyze and interpret financial reports and legal documents.
• Ability to respond to inquiries/requests from clients and/or prospects.
• Ability to effectively present information to top management, public groups and/or boards of directors.
• Ability to define problems, collect data, establish facts and draw valid conclusions.
• Ability to interpret financial data provided.